URL Submission
CMS requires issuers to submit URL data for the plans they intend to offer on the Exchange. URL submissions, including updates, are collected in the HIOS MPMS Module. Issuers must submit the following URLs:
- Summary of Benefits and Coverage (SBC)
- Plan Brochure
- Payment
- Formulary
- Network
- Transparency in Coverage
- Machine-Readable & Technical POC
These URLs should lead to live, active webpages that contain accurate issuer marketing information for consumers by the deadlines communicated in the table below. CMS reviews the information provided at each URL to ensure there are no inaccuracies in issuer marketing material when compared to data within an issuer’s submitted QHP Application. CMS also checks that issuers meet provider directory accessibility standards when a network URL is selected. Throughout Open Enrollment and the coverage year, CMS will refresh URL data on HealthCare.gov on an iterative basis; the relevant issuers and states will be notified once URL data is refreshed and available to consumers.
URL Submission Systems and Deadlines
The table below outlines where each URL should be submitted, when the URL should be submitted, and when the data at those URLs should be live and active for plan year (PY) 2024.
URL Submission Systems and Deadlines
URL Type | Submission Location
| Submission Deadline | Live and Active Deadline |
Transparency in Coverage
| Transparency in Coverage section of MPMS | June 14, 2023* | Upon URL Submission
|
SBC, Plan Brochure, Payment, Formulary, Network
| URLs section of MPMS | September 20, 2023 | September 20, 2023 |
Machine-Readable Index.JSON
| Issuer Details of MPMS | September 20, 2023 | September 20, 2023 |
*If you choose to submit a QHP Application by the Early Bird deadline, Transparency in Coverage URLs are required by the Early Bird submission deadline, 5/17/23.
SBC Instructions and Template
- Instructions for Completing the SBC (Individual): Individual Health Insurance Coverage (PDF)
- Instructions for Completing the SBC (SHOP): Group Health Plan Coverage (PDF)
Application Resources
- Instructions
- PY2024 QHP Issuer Application Instructions: URLs (Coming soon!)
- Frequently Asked Questions
- Additional Resources
- QHP URL Reviews Checklist (Updated 10/4/22)
- Issuer URL Template (Coming soon!)